9 Smart Questions to Ask When Buying A Car

Buying a car can be very exciting especially for first-time car owners. During the process of buying a car, there are some essential questions you need to ask. These questions will help to give you a clear idea of what you want and the deal you are getting into. Some people asking these important questions and they end up running into issues much later.

These questions are divided into personal questions to answer and questions to ask the salesman or dealer.

Personal Questions to Ask When Buying a Car

  1. Why Do I Need to Buy This Car

The first person question you have to answer is why you need to buy a car. This will help you figure out if you need to buy a car is really a need or just an impulse decision.

Also read: Things To Do After Buying A New Car

  1. Do I Want a New Car or a Used Car

Another important question you need to answer is whether the car you intend to buy should be a new car or a used car. Used cars are generally cheaper, but a new car although more expensive will last longer and will require very little maintenance for the first couple of years.

  1. Can I Afford To Buy a Car

After you’ve ascertained that you need a car and the type of car you want to buy, you have to answer the question on cost. Buying a car, especially a new car comes with a not so small financial payment. There is a down payment and subsequent mostly payment to be made. There is also cost of maintenance for the car. It is best to determine your budget, which is how much you are willing to spend on a car before going to a dealership. Without a budget in mind, the salesman can easily convince you to buy a car that is higher than your monetary budget.

Questions to Ask the Dealer or Salesman

Before you commit money or sign any of those documents, it is best to get answers to the following questions

  1. How Much is the Real Cost of Buying the Car

It is necessary to have an idea of the real cost of buying the car from the onset. This is to ensure that the cost is within your budget.

  1. Any Subsequent Fees

Another question to ask is subsequent fees besides the real cost of buying the car. Most times, there are some hidden costs that come with a car beside the real cost of buying the car. You need to know about these costs and ensure they are still within your present budget.

Also read: 7 Concrete Reasons Not To Lease A Car

  1. Does the Car Come with a Warranty

Warranties are very important when buying any product especially new products. You have to ask the salesman the warranty, the duration of the warranty and any terms and conditions attached to the warranty. You can also take it a step notch higher by asking for a discount for subsequent maintenance. Some dealers provide you with this if you request for it.

  1. Duration of Car Loan

If you are making cash payment for your car, then you may have to skip this option. If you are taking out a car loan to finance your car, you have to know the terms and conditions. That includes the interest on the loan, duration of the loan, the amount you are expected to pay monthly to finance the loan.

  1. Are Potential Buyers Allowed to Test Drive the Car

The answer to this question is yes almost all the time but you still have to confirm from the dealer or salesman that you allowed a test driving the car.

  1. Authorized Repairs Near me:

With times, there will be a need to going maintenance and repairs timeously to keep the car in good shape. You need to confirm that there is an authorized repair near your location.